Cost of Living: Louisville, KY vs Long Beach, CA (2026)

Louisville

Kentucky
74
VS

Long Beach

California
169

Louisville is 56% cheaper than Long Beach.

$1,069/mo ↓ 41%
Median Rent
$1,803/mo ↑ 69%
$64,731/yr ↓ 23%
Median Income
$83,969/yr ↑ 30%
$221,500 ↓ 71%
Home Value
$762,200 ↑ 244%
$1,118/mo ↓ 41%
Owner Costs
$1,890/mo ↑ 69%
627,210
Population
458,491

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
25.8%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Long Beach, CA, the overall cost of living indices are 74 and 169 respectively (national median = 100). Rent is $734/month cheaper in Louisville, saving renters about $8,808/year.

Median household income is $19,238/year higher in Long Beach. Home values also differ significantly — the median in Louisville is $221,500 compared to $762,200 in Long Beach.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Long Beach — common questions

Is Louisville or Long Beach cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 169 (US average = 100).
What is the rent difference between Louisville and Long Beach?
Median rent in Louisville is $1,069/month and in Long Beach it's $1,803/month — a difference of $734/month.
Which city has higher income, Louisville or Long Beach?
Median household income is $64,731 in Louisville and $83,969 in Long Beach. Median household income is $19,238/year higher in Long Beach.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Long Beach?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Long Beach has a cost index of 169 with rent of $1,803/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Long Beach details →

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