Cost of Living: Louisville, KY vs Manchester, NH (2026)

Louisville

Kentucky
74
VS

Manchester

New Hampshire
106

Louisville is 30% cheaper than Manchester.

$1,069/mo ↓ 27%
Median Rent
$1,465/mo ↑ 37%
$64,731/yr ↓ 16%
Median Income
$77,415/yr ↑ 20%
$221,500 ↓ 34%
Home Value
$336,300 ↑ 52%
$1,118/mo ↓ 28%
Owner Costs
$1,548/mo ↑ 38%
627,210
Population
115,415

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
0%
0.83%
Property Tax
1.86%

Affordability

19.8%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Manchester, NH, the overall cost of living indices are 74 and 106 respectively (national median = 100). Rent is $396/month cheaper in Louisville, saving renters about $4,752/year.

Median household income is $12,684/year higher in Manchester. Home values also differ significantly — the median in Louisville is $221,500 compared to $336,300 in Manchester.

New Hampshire has no state income tax, giving Manchester residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Manchester — common questions

Is Louisville or Manchester cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 106 (US average = 100).
What is the rent difference between Louisville and Manchester?
Median rent in Louisville is $1,069/month and in Manchester it's $1,465/month — a difference of $396/month.
Which city has higher income, Louisville or Manchester?
Median household income is $64,731 in Louisville and $77,415 in Manchester. Median household income is $12,684/year higher in Manchester.
How do taxes compare between Kentucky and New Hampshire?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. New Hampshire has 0% income tax, 0% sales tax, and 1.86% property tax.
Should I move to Louisville or Manchester?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Manchester has a cost index of 106 with rent of $1,465/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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