Cost of Living: Louisville, KY vs Midland, TX (2026)

Louisville

Kentucky
74
VS

Midland

Texas
99

Louisville is 25% cheaper than Midland.

$1,069/mo ↓ 24%
Median Rent
$1,407/mo ↑ 32%
$64,731/yr ↓ 29%
Median Income
$91,169/yr ↑ 41%
$221,500 ↓ 26%
Home Value
$298,600 ↑ 35%
$1,118/mo ↓ 24%
Owner Costs
$1,468/mo ↑ 31%
627,210
Population
133,998

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Midland, TX, the overall cost of living indices are 74 and 99 respectively (national median = 100). Rent is $338/month cheaper in Louisville, saving renters about $4,056/year.

Median household income is $26,438/year higher in Midland. Home values also differ significantly — the median in Louisville is $221,500 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Midland — common questions

Is Louisville or Midland cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 99 (US average = 100).
What is the rent difference between Louisville and Midland?
Median rent in Louisville is $1,069/month and in Midland it's $1,407/month — a difference of $338/month.
Which city has higher income, Louisville or Midland?
Median household income is $64,731 in Louisville and $91,169 in Midland. Median household income is $26,438/year higher in Midland.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Louisville or Midland?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Midland details →

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