Louisville, KY vs Odessa, TX: 74 vs 83

$1,069/mo ↓ 19%

Median Rent

$1,322/mo ↑ 24%

$64,731/yr ↓ 11%

Median Income

$73,030/yr ↑ 13%

$221,500 ↑ 6%

Home Value

$208,000 ↓ 6%

$1,118/mo ↓ 11%

Owner Costs

$1,251/mo ↑ 12%

627,210

Population

114,080

Detailed Comparison

When comparing Louisville, KY and Odessa, TX, the overall cost of living indices are 74 and 83 respectively (national median = 100). Rent is $253/month cheaper in Louisville, saving renters about $3,036/year.

Median household income is $8,299/year higher in Odessa. Home values also differ significantly — the median in Louisville is $221,500 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Odessa — common questions

Is Louisville or Odessa cheaper to live in?

Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 83 (US average = 100).

What is the rent difference between Louisville and Odessa?

Median rent in Louisville is $1,069/month and in Odessa it's $1,322/month — a difference of $253/month.

Which city has higher income, Louisville or Odessa?

Median household income is $64,731 in Louisville and $73,030 in Odessa. Median household income is $8,299/year higher in Odessa.

How do taxes compare between Kentucky and Texas?

Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.

Should I move to Louisville or Odessa?

It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Louisville, KY vs Odessa, TX (2026)

Louisville

Odessa

Tax Comparison

Affordability

Detailed Comparison

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