Cost of Living: Louisville, KY vs Omaha, NE (2026)

Louisville

Kentucky
74
VS

Omaha

Nebraska
80

Louisville is 8% cheaper than Omaha.

$1,069/mo ↓ 7%
Median Rent
$1,150/mo ↑ 8%
$64,731/yr ↓ 11%
Median Income
$72,708/yr ↑ 12%
$221,500 ↓ 4%
Home Value
$230,100 ↑ 4%
$1,118/mo ↓ 10%
Owner Costs
$1,249/mo ↑ 12%
627,210
Population
488,197

Tax Comparison

4.0%
Income Tax
6.64%
6.0%
State Sales Tax
5.5%
0.83%
Property Tax
1.73%

Affordability

19.8%
rent-to-income
Affordability
19.0%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Omaha, NE, the overall cost of living indices are 74 and 80 respectively (national median = 100). Rent is $81/month cheaper in Louisville, saving renters about $972/year.

Median household income is $7,977/year higher in Omaha. Home values also differ significantly — the median in Louisville is $221,500 compared to $230,100 in Omaha.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Omaha — common questions

Is Louisville or Omaha cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 80 (US average = 100).
What is the rent difference between Louisville and Omaha?
Median rent in Louisville is $1,069/month and in Omaha it's $1,150/month — a difference of $81/month.
Which city has higher income, Louisville or Omaha?
Median household income is $64,731 in Louisville and $72,708 in Omaha. Median household income is $7,977/year higher in Omaha.
How do taxes compare between Kentucky and Nebraska?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax.
Should I move to Louisville or Omaha?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Omaha has a cost index of 80 with rent of $1,150/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Omaha details →

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