Cost of Living: Louisville, KY vs Orlando, FL (2026)

Louisville

Kentucky
74
VS

Orlando

Florida
115

Louisville is 36% cheaper than Orlando.

$1,069/mo ↓ 35%
Median Rent
$1,650/mo ↑ 54%
$64,731/yr ↓ 7%
Median Income
$69,268/yr ↑ 7%
$221,500 ↓ 38%
Home Value
$359,000 ↑ 62%
$1,118/mo ↓ 31%
Owner Costs
$1,621/mo ↑ 45%
627,210
Population
311,732

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

19.8%
rent-to-income
Affordability
28.6%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Orlando, FL, the overall cost of living indices are 74 and 115 respectively (national median = 100). Rent is $581/month cheaper in Louisville, saving renters about $6,972/year.

Median household income is $4,537/year higher in Orlando. Home values also differ significantly — the median in Louisville is $221,500 compared to $359,000 in Orlando.

Florida has no state income tax, giving Orlando residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Orlando — common questions

Is Louisville or Orlando cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 115 (US average = 100).
What is the rent difference between Louisville and Orlando?
Median rent in Louisville is $1,069/month and in Orlando it's $1,650/month — a difference of $581/month.
Which city has higher income, Louisville or Orlando?
Median household income is $64,731 in Louisville and $69,268 in Orlando. Median household income is $4,537/year higher in Orlando.
How do taxes compare between Kentucky and Florida?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Louisville or Orlando?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Orlando has a cost index of 115 with rent of $1,650/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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