Cost of Living: Louisville, KY vs Oxnard, CA (2026)

Louisville

Kentucky
74
VS

Oxnard

California
159

Louisville is 53% cheaper than Oxnard.

$1,069/mo ↓ 46%
Median Rent
$1,962/mo ↑ 84%
$64,731/yr ↓ 31%
Median Income
$93,372/yr ↑ 44%
$221,500 ↓ 64%
Home Value
$617,800 ↑ 179%
$1,118/mo ↓ 43%
Owner Costs
$1,976/mo ↑ 77%
627,210
Population
201,014

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Oxnard, CA, the overall cost of living indices are 74 and 159 respectively (national median = 100). Rent is $893/month cheaper in Louisville, saving renters about $10,716/year.

Median household income is $28,641/year higher in Oxnard. Home values also differ significantly — the median in Louisville is $221,500 compared to $617,800 in Oxnard.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Oxnard — common questions

Is Louisville or Oxnard cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 159 (US average = 100).
What is the rent difference between Louisville and Oxnard?
Median rent in Louisville is $1,069/month and in Oxnard it's $1,962/month — a difference of $893/month.
Which city has higher income, Louisville or Oxnard?
Median household income is $64,731 in Louisville and $93,372 in Oxnard. Median household income is $28,641/year higher in Oxnard.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Oxnard?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Oxnard details →

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