Cost of Living: Louisville, KY vs Pearland, TX (2026)

Louisville

Kentucky
74
VS

Pearland

Texas
121

Louisville is 39% cheaper than Pearland.

$1,069/mo ↓ 39%
Median Rent
$1,759/mo ↑ 65%
$64,731/yr ↓ 42%
Median Income
$112,470/yr ↑ 74%
$221,500 ↓ 33%
Home Value
$330,900 ↑ 49%
$1,118/mo ↓ 43%
Owner Costs
$1,962/mo ↑ 75%
627,210
Population
125,983

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Pearland, TX, the overall cost of living indices are 74 and 121 respectively (national median = 100). Rent is $690/month cheaper in Louisville, saving renters about $8,280/year.

Median household income is $47,739/year higher in Pearland. Home values also differ significantly — the median in Louisville is $221,500 compared to $330,900 in Pearland.

Texas has no state income tax, giving Pearland residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Pearland — common questions

Is Louisville or Pearland cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 121 (US average = 100).
What is the rent difference between Louisville and Pearland?
Median rent in Louisville is $1,069/month and in Pearland it's $1,759/month — a difference of $690/month.
Which city has higher income, Louisville or Pearland?
Median household income is $64,731 in Louisville and $112,470 in Pearland. Median household income is $47,739/year higher in Pearland.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Louisville or Pearland?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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