Cost of Living: Louisville, KY vs Rancho Cucamonga, CA (2026)

Louisville

Kentucky
74
VS

Rancho Cucamonga

California
182

Louisville is 59% cheaper than Rancho Cucamonga.

$1,069/mo ↓ 53%
Median Rent
$2,286/mo ↑ 114%
$64,731/yr ↓ 41%
Median Income
$109,511/yr ↑ 69%
$221,500 ↓ 68%
Home Value
$694,400 ↑ 213%
$1,118/mo ↓ 52%
Owner Costs
$2,324/mo ↑ 108%
627,210
Population
174,693

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Rancho Cucamonga, CA, the overall cost of living indices are 74 and 182 respectively (national median = 100). Rent is $1,217/month cheaper in Louisville, saving renters about $14,604/year.

Median household income is $44,780/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Louisville is $221,500 compared to $694,400 in Rancho Cucamonga.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Rancho Cucamonga — common questions

Is Louisville or Rancho Cucamonga cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 182 (US average = 100).
What is the rent difference between Louisville and Rancho Cucamonga?
Median rent in Louisville is $1,069/month and in Rancho Cucamonga it's $2,286/month — a difference of $1,217/month.
Which city has higher income, Louisville or Rancho Cucamonga?
Median household income is $64,731 in Louisville and $109,511 in Rancho Cucamonga. Median household income is $44,780/year higher in Rancho Cucamonga.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Rancho Cucamonga?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Rancho Cucamonga details →

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