Cost of Living: Louisville, KY vs Roseville, CA (2026)

Louisville

Kentucky
74
VS

Roseville

California
168

Louisville is 56% cheaper than Roseville.

$1,069/mo ↓ 49%
Median Rent
$2,099/mo ↑ 96%
$64,731/yr ↓ 45%
Median Income
$117,354/yr ↑ 81%
$221,500 ↓ 65%
Home Value
$630,600 ↑ 185%
$1,118/mo ↓ 50%
Owner Costs
$2,226/mo ↑ 99%
627,210
Population
152,438

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Roseville, CA, the overall cost of living indices are 74 and 168 respectively (national median = 100). Rent is $1,030/month cheaper in Louisville, saving renters about $12,360/year.

Median household income is $52,623/year higher in Roseville. Home values also differ significantly — the median in Louisville is $221,500 compared to $630,600 in Roseville.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Roseville — common questions

Is Louisville or Roseville cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 168 (US average = 100).
What is the rent difference between Louisville and Roseville?
Median rent in Louisville is $1,069/month and in Roseville it's $2,099/month — a difference of $1,030/month.
Which city has higher income, Louisville or Roseville?
Median household income is $64,731 in Louisville and $117,354 in Roseville. Median household income is $52,623/year higher in Roseville.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Roseville?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Roseville details →

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