Cost of Living: Louisville, KY vs San Bernardino, CA (2026)

Louisville

Kentucky
74
VS

San Bernardino

California
109

Louisville is 32% cheaper than San Bernardino.

$1,069/mo ↓ 25%
Median Rent
$1,433/mo ↑ 34%
$64,731/yr ↑ 1%
Median Income
$63,988/yr ↓ 1%
$221,500 ↓ 42%
Home Value
$384,900 ↑ 74%
$1,118/mo ↓ 24%
Owner Costs
$1,478/mo ↑ 32%
627,210
Population
221,774

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
26.9%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and San Bernardino, CA, the overall cost of living indices are 74 and 109 respectively (national median = 100). Rent is $364/month cheaper in Louisville, saving renters about $4,368/year.

Median household income is $743/year higher in Louisville. Home values also differ significantly — the median in Louisville is $221,500 compared to $384,900 in San Bernardino.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs San Bernardino — common questions

Is Louisville or San Bernardino cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 109 (US average = 100).
What is the rent difference between Louisville and San Bernardino?
Median rent in Louisville is $1,069/month and in San Bernardino it's $1,433/month — a difference of $364/month.
Which city has higher income, Louisville or San Bernardino?
Median household income is $64,731 in Louisville and $63,988 in San Bernardino. Median household income is $743/year higher in Louisville.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or San Bernardino?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while San Bernardino has a cost index of 109 with rent of $1,433/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View San Bernardino details →

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