Cost of Living: Louisville, KY vs Spring Hill, FL (2026)

Louisville

Kentucky
74
VS

Spring Hill

Florida
85

Louisville is 13% cheaper than Spring Hill.

$1,069/mo ↓ 18%
Median Rent
$1,301/mo ↑ 22%
$64,731/yr ↓ 3%
Median Income
$66,557/yr ↑ 3%
$221,500 ↓ 11%
Home Value
$248,400 ↑ 12%
$1,118/mo ↓ 3%
Owner Costs
$1,153/mo ↑ 3%
627,210
Population
118,814

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

19.8%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Spring Hill, FL, the overall cost of living indices are 74 and 85 respectively (national median = 100). Rent is $232/month cheaper in Louisville, saving renters about $2,784/year.

Median household income is $1,826/year higher in Spring Hill. Home values also differ significantly — the median in Louisville is $221,500 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Spring Hill — common questions

Is Louisville or Spring Hill cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 85 (US average = 100).
What is the rent difference between Louisville and Spring Hill?
Median rent in Louisville is $1,069/month and in Spring Hill it's $1,301/month — a difference of $232/month.
Which city has higher income, Louisville or Spring Hill?
Median household income is $64,731 in Louisville and $66,557 in Spring Hill. Median household income is $1,826/year higher in Spring Hill.
How do taxes compare between Kentucky and Florida?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Louisville or Spring Hill?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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