Cost of Living: Louisville, KY vs Thousand Oaks, CA (2026)

Louisville

Kentucky
74
VS

Thousand Oaks

California
226

Louisville is 67% cheaper than Thousand Oaks.

$1,069/mo ↓ 59%
Median Rent
$2,580/mo ↑ 141%
$64,731/yr ↓ 52%
Median Income
$134,367/yr ↑ 108%
$221,500 ↓ 77%
Home Value
$951,200 ↑ 329%
$1,118/mo ↓ 59%
Owner Costs
$2,726/mo ↑ 144%
627,210
Population
125,676

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Thousand Oaks, CA, the overall cost of living indices are 74 and 226 respectively (national median = 100). Rent is $1,511/month cheaper in Louisville, saving renters about $18,132/year.

Median household income is $69,636/year higher in Thousand Oaks. Home values also differ significantly — the median in Louisville is $221,500 compared to $951,200 in Thousand Oaks.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Thousand Oaks — common questions

Is Louisville or Thousand Oaks cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 226 (US average = 100).
What is the rent difference between Louisville and Thousand Oaks?
Median rent in Louisville is $1,069/month and in Thousand Oaks it's $2,580/month — a difference of $1,511/month.
Which city has higher income, Louisville or Thousand Oaks?
Median household income is $64,731 in Louisville and $134,367 in Thousand Oaks. Median household income is $69,636/year higher in Thousand Oaks.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Thousand Oaks?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Thousand Oaks details →

More Comparisons

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