Cost of Living: Louisville, KY vs Torrance, CA (2026)

Louisville

Kentucky
74
VS

Torrance

California
218

Louisville is 66% cheaper than Torrance.

$1,069/mo ↓ 52%
Median Rent
$2,214/mo ↑ 107%
$64,731/yr ↓ 43%
Median Income
$113,105/yr ↑ 75%
$221,500 ↓ 79%
Home Value
$1,036,600 ↑ 368%
$1,118/mo ↓ 51%
Owner Costs
$2,295/mo ↑ 105%
627,210
Population
143,499

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Torrance, CA, the overall cost of living indices are 74 and 218 respectively (national median = 100). Rent is $1,145/month cheaper in Louisville, saving renters about $13,740/year.

Median household income is $48,374/year higher in Torrance. Home values also differ significantly — the median in Louisville is $221,500 compared to $1,036,600 in Torrance.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Torrance — common questions

Is Louisville or Torrance cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 218 (US average = 100).
What is the rent difference between Louisville and Torrance?
Median rent in Louisville is $1,069/month and in Torrance it's $2,214/month — a difference of $1,145/month.
Which city has higher income, Louisville or Torrance?
Median household income is $64,731 in Louisville and $113,105 in Torrance. Median household income is $48,374/year higher in Torrance.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Torrance?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Torrance has a cost index of 218 with rent of $2,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Torrance details →

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