Cost of Living: Louisville, KY vs Tyler, TX (2026)

Louisville

Kentucky
74
VS

Tyler

Texas
79

Louisville is 6% cheaper than Tyler.

$1,069/mo ↓ 11%
Median Rent
$1,199/mo ↑ 12%
$64,731/yr ↓ 1%
Median Income
$65,527/yr ↑ 1%
$221,500 ↑ 2%
Home Value
$216,400 ↓ 2%
$1,118/mo ↓ 4%
Owner Costs
$1,170/mo ↑ 5%
627,210
Population
107,718

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Tyler, TX, the overall cost of living indices are 74 and 79 respectively (national median = 100). Rent is $130/month cheaper in Louisville, saving renters about $1,560/year.

Median household income is $796/year higher in Tyler. Home values also differ significantly — the median in Louisville is $221,500 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Tyler — common questions

Is Louisville or Tyler cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 79 (US average = 100).
What is the rent difference between Louisville and Tyler?
Median rent in Louisville is $1,069/month and in Tyler it's $1,199/month — a difference of $130/month.
Which city has higher income, Louisville or Tyler?
Median household income is $64,731 in Louisville and $65,527 in Tyler. Median household income is $796/year higher in Tyler.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Louisville or Tyler?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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