Cost of Living: Louisville, KY vs Ventura, CA (2026)

Louisville

Kentucky
74
VS

Ventura

California
183

Louisville is 60% cheaper than Ventura.

$1,069/mo ↓ 49%
Median Rent
$2,101/mo ↑ 97%
$64,731/yr ↓ 36%
Median Income
$100,407/yr ↑ 55%
$221,500 ↓ 72%
Home Value
$778,700 ↑ 252%
$1,118/mo ↓ 47%
Owner Costs
$2,118/mo ↑ 89%
627,210
Population
109,900

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Ventura, CA, the overall cost of living indices are 74 and 183 respectively (national median = 100). Rent is $1,032/month cheaper in Louisville, saving renters about $12,384/year.

Median household income is $35,676/year higher in Ventura. Home values also differ significantly — the median in Louisville is $221,500 compared to $778,700 in Ventura.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Ventura — common questions

Is Louisville or Ventura cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 183 (US average = 100).
What is the rent difference between Louisville and Ventura?
Median rent in Louisville is $1,069/month and in Ventura it's $2,101/month — a difference of $1,032/month.
Which city has higher income, Louisville or Ventura?
Median household income is $64,731 in Louisville and $100,407 in Ventura. Median household income is $35,676/year higher in Ventura.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Ventura?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Ventura details →

More Comparisons

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