Cost of Living: Louisville, KY vs West Palm Beach, FL (2026)

Louisville

Kentucky
74
VS

West Palm Beach

Florida
119

Louisville is 38% cheaper than West Palm Beach.

$1,069/mo ↓ 37%
Median Rent
$1,709/mo ↑ 60%
$64,731/yr ↓ 7%
Median Income
$69,261/yr ↑ 7%
$221,500 ↓ 40%
Home Value
$369,800 ↑ 67%
$1,118/mo ↓ 33%
Owner Costs
$1,667/mo ↑ 49%
627,210
Population
119,508

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

19.8%
rent-to-income
Affordability
29.6%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and West Palm Beach, FL, the overall cost of living indices are 74 and 119 respectively (national median = 100). Rent is $640/month cheaper in Louisville, saving renters about $7,680/year.

Median household income is $4,530/year higher in West Palm Beach. Home values also differ significantly — the median in Louisville is $221,500 compared to $369,800 in West Palm Beach.

Florida has no state income tax, giving West Palm Beach residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs West Palm Beach — common questions

Is Louisville or West Palm Beach cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 119 (US average = 100).
What is the rent difference between Louisville and West Palm Beach?
Median rent in Louisville is $1,069/month and in West Palm Beach it's $1,709/month — a difference of $640/month.
Which city has higher income, Louisville or West Palm Beach?
Median household income is $64,731 in Louisville and $69,261 in West Palm Beach. Median household income is $4,530/year higher in West Palm Beach.
How do taxes compare between Kentucky and Florida?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Louisville or West Palm Beach?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while West Palm Beach has a cost index of 119 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View West Palm Beach details →

More Comparisons

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