Cost of Living: Louisville, KY vs Westminster, CO (2026)

Louisville

Kentucky
74
VS

Westminster

Colorado
139

Louisville is 47% cheaper than Westminster.

$1,069/mo ↓ 41%
Median Rent
$1,816/mo ↑ 70%
$64,731/yr ↓ 33%
Median Income
$96,145/yr ↑ 49%
$221,500 ↓ 55%
Home Value
$497,400 ↑ 125%
$1,118/mo ↓ 39%
Owner Costs
$1,841/mo ↑ 65%
627,210
Population
115,546

Tax Comparison

4.0%
Income Tax
4.4%
6.0%
State Sales Tax
2.9%
0.83%
Property Tax
0.51%

Affordability

19.8%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Westminster, CO, the overall cost of living indices are 74 and 139 respectively (national median = 100). Rent is $747/month cheaper in Louisville, saving renters about $8,964/year.

Median household income is $31,414/year higher in Westminster. Home values also differ significantly — the median in Louisville is $221,500 compared to $497,400 in Westminster.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Westminster — common questions

Is Louisville or Westminster cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 139 (US average = 100).
What is the rent difference between Louisville and Westminster?
Median rent in Louisville is $1,069/month and in Westminster it's $1,816/month — a difference of $747/month.
Which city has higher income, Louisville or Westminster?
Median household income is $64,731 in Louisville and $96,145 in Westminster. Median household income is $31,414/year higher in Westminster.
How do taxes compare between Kentucky and Colorado?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Louisville or Westminster?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Westminster details →

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