Cost of Living: McKinney, TX vs Overland Park, KS (2026)

McKinney

Texas
138
VS

Overland Park

Kansas
111

McKinney is 24% more expensive than Overland Park.

$1,841/mo ↑ 27%
Median Rent
$1,455/mo ↓ 21%
$120,273/yr ↑ 16%
Median Income
$103,838/yr ↓ 14%
$439,500 ↑ 14%
Home Value
$384,400 ↓ 13%
$2,101/mo ↑ 35%
Owner Costs
$1,557/mo ↓ 26%
202,314
Population
197,199

Tax Comparison

0%
Income Tax
5.7%
6.25%
State Sales Tax
6.5%
1.6%
Property Tax
1.41%

Affordability

18.4%
rent-to-income
Affordability
16.8%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Overland Park, KS, the overall cost of living indices are 138 and 111 respectively (national median = 100). Rent is $386/month cheaper in Overland Park, saving renters about $4,632/year.

Median household income is $16,435/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $384,400 in Overland Park.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Kansas's 5.7% rate.

Frequently Asked Questions

McKinney vs Overland Park — common questions

Is McKinney or Overland Park cheaper to live in?
Based on our cost index, Overland Park is cheaper to live in with an index of 111 compared to 138 (US average = 100).
What is the rent difference between McKinney and Overland Park?
Median rent in McKinney is $1,841/month and in Overland Park it's $1,455/month — a difference of $386/month.
Which city has higher income, McKinney or Overland Park?
Median household income is $120,273 in McKinney and $103,838 in Overland Park. Median household income is $16,435/year higher in McKinney.
How do taxes compare between Texas and Kansas?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Kansas has 5.7% income tax, 6.5% sales tax, and 1.41% property tax.
Should I move to McKinney or Overland Park?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Overland Park has a cost index of 111 with rent of $1,455/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Overland Park details →

More Comparisons

Other cost of living comparisons for McKinney and Overland Park

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