Miami, FL vs Chattanooga, TN: 129 vs 81

$1,657/mo ↑ 43%

Median Rent

$1,155/mo ↓ 30%

$59,390/yr ↓ 3%

Median Income

$61,028/yr ↑ 3%

$475,200 ↑ 83%

Home Value

$259,200 ↓ 45%

$1,666/mo ↑ 50%

Owner Costs

$1,112/mo ↓ 33%

446,663

Population

182,832

Detailed Comparison

When comparing Miami, FL and Chattanooga, TN, the overall cost of living indices are 129 and 81 respectively (national median = 100). Rent is $502/month cheaper in Chattanooga, saving renters about $6,024/year.

Median household income is $1,638/year higher in Chattanooga. Home values also differ significantly — the median in Miami is $475,200 compared to $259,200 in Chattanooga.

Frequently Asked Questions

Miami vs Chattanooga — common questions

Is Miami or Chattanooga cheaper to live in?

Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 129 (US average = 100).

What is the rent difference between Miami and Chattanooga?

Median rent in Miami is $1,657/month and in Chattanooga it's $1,155/month — a difference of $502/month.

Which city has higher income, Miami or Chattanooga?

Median household income is $59,390 in Miami and $61,028 in Chattanooga. Median household income is $1,638/year higher in Chattanooga.

How do taxes compare between Florida and Tennessee?

Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.

Should I move to Miami or Chattanooga?

It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Miami, FL vs Chattanooga, TN (2026)

Miami

Chattanooga

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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