Cost of Living: Miami, FL vs Irving, TX (2026)

Miami

Florida
129
VS

Irving

Texas
102

Miami is 26% more expensive than Irving.

$1,657/mo ↑ 9%
Median Rent
$1,517/mo ↓ 8%
$59,390/yr ↓ 25%
Median Income
$79,641/yr ↑ 34%
$475,200 ↑ 65%
Home Value
$287,300 ↓ 40%
$1,666/mo ↑ 10%
Owner Costs
$1,521/mo ↓ 9%
446,663
Population
255,036

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

33.5%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Irving, TX, the overall cost of living indices are 129 and 102 respectively (national median = 100). Rent is $140/month cheaper in Irving, saving renters about $1,680/year.

Median household income is $20,251/year higher in Irving. Home values also differ significantly — the median in Miami is $475,200 compared to $287,300 in Irving.

Frequently Asked Questions

Miami vs Irving — common questions

Is Miami or Irving cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 129 (US average = 100).
What is the rent difference between Miami and Irving?
Median rent in Miami is $1,657/month and in Irving it's $1,517/month — a difference of $140/month.
Which city has higher income, Miami or Irving?
Median household income is $59,390 in Miami and $79,641 in Irving. Median household income is $20,251/year higher in Irving.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Miami or Irving?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Miami details → View Irving details →

More Comparisons

Other cost of living comparisons for Miami and Irving

Miami vs. Virginia Beach Miami vs. Oakland Miami vs. Long Beach Miami vs. Minneapolis Miami vs. Raleigh Miami vs. Tulsa Irving vs. Laredo Irving vs. Chesapeake Irving vs. St. Petersburg Irving vs. Winston-Salem Irving vs. Lubbock Irving vs. Glendale