Cost of Living: Midland, TX vs Allen, TX (2026)

Midland

Texas
99
VS

Allen

Texas
137

Midland is 28% cheaper than Allen.

$1,407/mo ↓ 25%
Median Rent
$1,877/mo ↑ 33%
$91,169/yr ↓ 29%
Median Income
$129,130/yr ↑ 42%
$298,600 ↓ 31%
Home Value
$429,900 ↑ 44%
$1,468/mo ↓ 30%
Owner Costs
$2,083/mo ↑ 42%
133,998
Population
107,684

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

18.5%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Midland, TX and Allen, TX, the overall cost of living indices are 99 and 137 respectively (national median = 100). Rent is $470/month cheaper in Midland, saving renters about $5,640/year.

Median household income is $37,961/year higher in Allen. Home values also differ significantly — the median in Midland is $298,600 compared to $429,900 in Allen.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Midland vs Allen — common questions

Is Midland or Allen cheaper to live in?
Based on our cost index, Midland is cheaper to live in with an index of 99 compared to 137 (US average = 100).
What is the rent difference between Midland and Allen?
Median rent in Midland is $1,407/month and in Allen it's $1,877/month — a difference of $470/month.
Which city has higher income, Midland or Allen?
Median household income is $91,169 in Midland and $129,130 in Allen. Median household income is $37,961/year higher in Allen.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Midland or Allen?
It depends on your priorities. Midland has a cost index of 99 with median rent of $1,407/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Midland details → View Allen details →

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