Cost of Living: Minneapolis, MN vs Chattanooga, TN (2026)

Minneapolis

Minnesota
102
VS

Chattanooga

Tennessee
81

Minneapolis is 26% more expensive than Chattanooga.

$1,329/mo ↑ 15%
Median Rent
$1,155/mo ↓ 13%
$80,269/yr ↑ 32%
Median Income
$61,028/yr ↓ 24%
$345,600 ↑ 33%
Home Value
$259,200 ↓ 25%
$1,513/mo ↑ 36%
Owner Costs
$1,112/mo ↓ 27%
426,845
Population
182,832

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
7.0%
1.11%
Property Tax
0.64%

Affordability

19.9%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Minneapolis, MN and Chattanooga, TN, the overall cost of living indices are 102 and 81 respectively (national median = 100). Rent is $174/month cheaper in Chattanooga, saving renters about $2,088/year.

Median household income is $19,241/year higher in Minneapolis. Home values also differ significantly — the median in Minneapolis is $345,600 compared to $259,200 in Chattanooga.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Minneapolis vs Chattanooga — common questions

Is Minneapolis or Chattanooga cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 102 (US average = 100).
What is the rent difference between Minneapolis and Chattanooga?
Median rent in Minneapolis is $1,329/month and in Chattanooga it's $1,155/month — a difference of $174/month.
Which city has higher income, Minneapolis or Chattanooga?
Median household income is $80,269 in Minneapolis and $61,028 in Chattanooga. Median household income is $19,241/year higher in Minneapolis.
How do taxes compare between Minnesota and Tennessee?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Minneapolis or Chattanooga?
It depends on your priorities. Minneapolis has a cost index of 102 with median rent of $1,329/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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