Cost of Living: Montgomery, AL vs Athens, GA (2026)

Montgomery

Alabama
64
VS

Athens

Georgia
83

Montgomery is 23% cheaper than Athens.

$1,059/mo ↓ 9%
Median Rent
$1,162/mo ↑ 10%
$55,687/yr ↑ 8%
Median Income
$51,655/yr ↓ 7%
$148,500 ↓ 45%
Home Value
$271,800 ↑ 83%
$1,023/mo ↓ 12%
Owner Costs
$1,163/mo ↑ 14%
198,440
Population
126,987

Tax Comparison

5.0%
Income Tax
5.49%
4.0%
State Sales Tax
4.0%
0.41%
Property Tax
0.92%

Affordability

22.8%
rent-to-income
Affordability
27.0%
rent-to-income

Detailed Comparison

When comparing Montgomery, AL and Athens, GA, the overall cost of living indices are 64 and 83 respectively (national median = 100). Rent is $103/month cheaper in Montgomery, saving renters about $1,236/year.

Median household income is $4,032/year higher in Montgomery. Home values also differ significantly — the median in Montgomery is $148,500 compared to $271,800 in Athens.

Alabama has a lower income tax rate, making Montgomery slightly more tax-friendly.

Frequently Asked Questions

Montgomery vs Athens — common questions

Is Montgomery or Athens cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 83 (US average = 100).
What is the rent difference between Montgomery and Athens?
Median rent in Montgomery is $1,059/month and in Athens it's $1,162/month — a difference of $103/month.
Which city has higher income, Montgomery or Athens?
Median household income is $55,687 in Montgomery and $51,655 in Athens. Median household income is $4,032/year higher in Montgomery.
How do taxes compare between Alabama and Georgia?
Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax. Georgia has 5.49% income tax, 4.0% sales tax, and 0.92% property tax.
Should I move to Montgomery or Athens?
It depends on your priorities. Montgomery has a cost index of 64 with median rent of $1,059/mo, while Athens has a cost index of 83 with rent of $1,162/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Montgomery details → View Athens details →

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