Athens, GA

Below Avg · 83

Georgia · Population 126,987 · Updated March 2026

$1,162
Median Rent / Month
$51,655
Median Income
$271,800
Median Home Value
$1,163
Owner Costs / Month

Affordability

How far your income goes in Athens

27.0%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Georgia

State-level tax rates that affect your costs

5.49%
Income Tax (Top Rate)
4.0%
State Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$13,944
Annual Rent
$2,836
State Income Taxtop marginal rate
$2,501
Property Tax (est.)

Cost of Living Overview

Athens is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 83 (where 100 equals the national median), Athens residents can expect to pay median rent of $1,162/month while earning a median household income of $51,655/year.

The median home value in Athens, GA is $271,800, with typical monthly owner costs around $1,163 including mortgage, insurance, and taxes. With a rent-to-income ratio of 27.0%, Athens falls within the generally affordable range, though it's approaching the 30% burden threshold.

Georgia has a moderate income tax rate of 5.49%. Combined with a 4.0% sales tax rate and 0.92% effective property tax rate, the overall tax environment is a factor in the total cost of living in Athens.

Frequently Asked Questions

Common questions about living costs in Athens

What is the cost of living in Athens, GA?
The cost of living index in Athens, GA is 83 (US average = 100). Median monthly rent is $1,162, median household income is $51,655/year, and the median home value is $271,800.
Is Athens, GA affordable?
Yes, Athens is more affordable than the national average with a cost index of 83. The rent-to-income ratio is 27.0%—below the 30% threshold considered affordable by HUD.
What is the average rent in Athens, GA?
The median gross rent in Athens, GA is $1,162 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,944.
What is the median household income in Athens?
The median household income in Athens, GA is $51,655 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Georgia?
Georgia has a top income tax rate of 5.49%, a sales tax of 4.0%, and an effective property tax rate of 0.92%.

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