Chattanooga, TN vs Athens, GA: 81 vs 83

$1,155/mo ≈ Same

Median Rent

$1,162/mo ≈ Same

$61,028/yr ↑ 18%

Median Income

$51,655/yr ↓ 15%

$259,200 ↓ 5%

Home Value

$271,800 ↑ 5%

$1,112/mo ↓ 4%

Owner Costs

$1,163/mo ↑ 5%

182,832

Population

126,987

Detailed Comparison

When comparing Chattanooga, TN and Athens, GA, the overall cost of living indices are 81 and 83 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $9,373/year higher in Chattanooga. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $271,800 in Athens.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over Georgia's 5.49% rate.

Frequently Asked Questions

Chattanooga vs Athens — common questions

Is Chattanooga or Athens cheaper to live in?

Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 83 (US average = 100).

What is the rent difference between Chattanooga and Athens?

Median rent in Chattanooga is $1,155/month and in Athens it's $1,162/month — a difference of $7/month.

Which city has higher income, Chattanooga or Athens?

Median household income is $61,028 in Chattanooga and $51,655 in Athens. Median household income is $9,373/year higher in Chattanooga.

How do taxes compare between Tennessee and Georgia?

Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Georgia has 5.49% income tax, 4.0% sales tax, and 0.92% property tax.

Should I move to Chattanooga or Athens?

It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Athens has a cost index of 83 with rent of $1,162/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Chattanooga, TN vs Athens, GA (2026)

Chattanooga

Athens

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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