Cost of Living: Nashville, TN vs St. Petersburg, FL (2026)

Nashville

Tennessee
110
VS

St. Petersburg

Florida
106

Nashville is 4% more expensive than St. Petersburg.

$1,486/mo ↓ 4%
Median Rent
$1,542/mo ↑ 4%
$75,197/yr ↑ 3%
Median Income
$73,118/yr ↓ 3%
$383,100 ↑ 16%
Home Value
$331,500 ↓ 13%
$1,471/mo ↑ 3%
Owner Costs
$1,435/mo ↓ 2%
684,298
Population
260,646

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.0%
0.64%
Property Tax
0.86%

Affordability

23.7%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Nashville, TN and St. Petersburg, FL, the overall cost of living indices are 110 and 106 respectively (national median = 100). Rent is $56/month cheaper in Nashville, saving renters about $672/year.

Median household income is $2,079/year higher in Nashville. Home values also differ significantly — the median in Nashville is $383,100 compared to $331,500 in St. Petersburg.

Frequently Asked Questions

Nashville vs St. Petersburg — common questions

Is Nashville or St. Petersburg cheaper to live in?
Based on our cost index, St. Petersburg is cheaper to live in with an index of 106 compared to 110 (US average = 100).
What is the rent difference between Nashville and St. Petersburg?
Median rent in Nashville is $1,486/month and in St. Petersburg it's $1,542/month — a difference of $56/month.
Which city has higher income, Nashville or St. Petersburg?
Median household income is $75,197 in Nashville and $73,118 in St. Petersburg. Median household income is $2,079/year higher in Nashville.
How do taxes compare between Tennessee and Florida?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Nashville or St. Petersburg?
It depends on your priorities. Nashville has a cost index of 110 with median rent of $1,486/mo, while St. Petersburg has a cost index of 106 with rent of $1,542/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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