Cost of Living: New York, NY vs Irving, TX (2026)

New York

New York
166
VS

Irving

Texas
102

New York is 63% more expensive than Irving.

$1,779/mo ↑ 17%
Median Rent
$1,517/mo ↓ 15%
$79,713/yr ≈ Same
Median Income
$79,641/yr ≈ Same
$751,700 ↑ 162%
Home Value
$287,300 ↓ 62%
$1,837/mo ↑ 21%
Owner Costs
$1,521/mo ↓ 17%
8,516,202
Population
255,036

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

26.8%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing New York, NY and Irving, TX, the overall cost of living indices are 166 and 102 respectively (national median = 100). Rent is $262/month cheaper in Irving, saving renters about $3,144/year.

Median household income is $72/year higher in New York. Home values also differ significantly — the median in New York is $751,700 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

New York vs Irving — common questions

Is New York or Irving cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 166 (US average = 100).
What is the rent difference between New York and Irving?
Median rent in New York is $1,779/month and in Irving it's $1,517/month — a difference of $262/month.
Which city has higher income, New York or Irving?
Median household income is $79,713 in New York and $79,641 in Irving. Median household income is $72/year higher in New York.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to New York or Irving?
It depends on your priorities. New York has a cost index of 166 with median rent of $1,779/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View New York details → View Irving details →

More Comparisons

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