Cost of Living: Newark, NJ vs Irving, TX (2026)

Newark

New Jersey
100
VS

Irving

Texas
102

Newark and Irving have a similar cost of living.

$1,330/mo ↓ 12%
Median Rent
$1,517/mo ↑ 14%
$48,416/yr ↓ 39%
Median Income
$79,641/yr ↑ 64%
$337,800 ↑ 18%
Home Value
$287,300 ↓ 15%
$1,419/mo ↓ 7%
Owner Costs
$1,521/mo ↑ 7%
307,188
Population
255,036

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

33.0%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Newark, NJ and Irving, TX, the overall cost of living indices are 100 and 102 respectively (national median = 100). Rent is $187/month cheaper in Newark, saving renters about $2,244/year.

Median household income is $31,225/year higher in Irving. Home values also differ significantly — the median in Newark is $337,800 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Newark vs Irving — common questions

Is Newark or Irving cheaper to live in?
Based on our cost index, Newark is cheaper to live in with an index of 100 compared to 102 (US average = 100).
What is the rent difference between Newark and Irving?
Median rent in Newark is $1,330/month and in Irving it's $1,517/month — a difference of $187/month.
Which city has higher income, Newark or Irving?
Median household income is $48,416 in Newark and $79,641 in Irving. Median household income is $31,225/year higher in Irving.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Newark or Irving?
It depends on your priorities. Newark has a cost index of 100 with median rent of $1,330/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Newark details → View Irving details →

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