Cost of Living: Oakland, CA vs Plano, TX (2026)

Oakland

California
195
VS

Plano

Texas
132

Oakland is 48% more expensive than Plano.

$1,917/mo ↑ 7%
Median Rent
$1,792/mo ↓ 7%
$97,369/yr ↓ 10%
Median Income
$108,649/yr ↑ 12%
$924,700 ↑ 110%
Home Value
$440,600 ↓ 52%
$2,164/mo ↑ 18%
Owner Costs
$1,829/mo ↓ 15%
438,072
Population
287,339

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

23.6%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Plano, TX, the overall cost of living indices are 195 and 132 respectively (national median = 100). Rent is $125/month cheaper in Plano, saving renters about $1,500/year.

Median household income is $11,280/year higher in Plano. Home values also differ significantly — the median in Oakland is $924,700 compared to $440,600 in Plano.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oakland vs Plano — common questions

Is Oakland or Plano cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 195 (US average = 100).
What is the rent difference between Oakland and Plano?
Median rent in Oakland is $1,917/month and in Plano it's $1,792/month — a difference of $125/month.
Which city has higher income, Oakland or Plano?
Median household income is $97,369 in Oakland and $108,649 in Plano. Median household income is $11,280/year higher in Plano.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oakland or Plano?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Plano details →

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