Cost of Living: Odessa, TX vs Allen, TX (2026)

Odessa

Texas
83
VS

Allen

Texas
137

Odessa is 39% cheaper than Allen.

$1,322/mo ↓ 30%
Median Rent
$1,877/mo ↑ 42%
$73,030/yr ↓ 43%
Median Income
$129,130/yr ↑ 77%
$208,000 ↓ 52%
Home Value
$429,900 ↑ 107%
$1,251/mo ↓ 40%
Owner Costs
$2,083/mo ↑ 67%
114,080
Population
107,684

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

21.7%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Odessa, TX and Allen, TX, the overall cost of living indices are 83 and 137 respectively (national median = 100). Rent is $555/month cheaper in Odessa, saving renters about $6,660/year.

Median household income is $56,100/year higher in Allen. Home values also differ significantly — the median in Odessa is $208,000 compared to $429,900 in Allen.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Odessa vs Allen — common questions

Is Odessa or Allen cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 137 (US average = 100).
What is the rent difference between Odessa and Allen?
Median rent in Odessa is $1,322/month and in Allen it's $1,877/month — a difference of $555/month.
Which city has higher income, Odessa or Allen?
Median household income is $73,030 in Odessa and $129,130 in Allen. Median household income is $56,100/year higher in Allen.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Odessa or Allen?
It depends on your priorities. Odessa has a cost index of 83 with median rent of $1,322/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Odessa details → View Allen details →

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