Cost of Living: Oklahoma City, OK vs Clearwater, FL (2026)

Oklahoma City

Oklahoma City
74
VS

Clearwater

Florida
105

Oklahoma City is 30% cheaper than Clearwater.

$1,083/mo ↓ 30%
Median Rent
$1,539/mo ↑ 42%
$66,702/yr ↑ 4%
Median Income
$64,440/yr ↓ 3%
$215,100 ↓ 34%
Home Value
$326,100 ↑ 52%
$1,133/mo ↓ 20%
Owner Costs
$1,411/mo ↑ 25%
688,693
Population
117,075

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.0%
0.9%
Property Tax
0.86%

Affordability

19.5%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Clearwater, FL, the overall cost of living indices are 74 and 105 respectively (national median = 100). Rent is $456/month cheaper in Oklahoma City, saving renters about $5,472/year.

Median household income is $2,262/year higher in Oklahoma City. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Oklahoma City's 4.75% rate.

Frequently Asked Questions

Oklahoma City vs Clearwater — common questions

Is Oklahoma City or Clearwater cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 105 (US average = 100).
What is the rent difference between Oklahoma City and Clearwater?
Median rent in Oklahoma City is $1,083/month and in Clearwater it's $1,539/month — a difference of $456/month.
Which city has higher income, Oklahoma City or Clearwater?
Median household income is $66,702 in Oklahoma City and $64,440 in Clearwater. Median household income is $2,262/year higher in Oklahoma City.
How do taxes compare between Oklahoma and Florida?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Oklahoma City or Clearwater?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Clearwater details →

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