Cost of Living: Oklahoma City, OK vs Elgin, IL (2026)

Oklahoma City

Oklahoma City
74
VS

Elgin

Illinois
90

Oklahoma City is 18% cheaper than Elgin.

$1,083/mo ↓ 14%
Median Rent
$1,260/mo ↑ 16%
$66,702/yr ↓ 24%
Median Income
$88,316/yr ↑ 32%
$215,100 ↓ 15%
Home Value
$252,400 ↑ 17%
$1,133/mo ↓ 25%
Owner Costs
$1,502/mo ↑ 33%
688,693
Population
114,106

Tax Comparison

4.75%
Income Tax
4.95%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
2.07%

Affordability

19.5%
rent-to-income
Affordability
17.1%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Elgin, IL, the overall cost of living indices are 74 and 90 respectively (national median = 100). Rent is $177/month cheaper in Oklahoma City, saving renters about $2,124/year.

Median household income is $21,614/year higher in Elgin. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $252,400 in Elgin.

Oklahoma City has a lower income tax rate, making Oklahoma City slightly more tax-friendly.

Frequently Asked Questions

Oklahoma City vs Elgin — common questions

Is Oklahoma City or Elgin cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 90 (US average = 100).
What is the rent difference between Oklahoma City and Elgin?
Median rent in Oklahoma City is $1,083/month and in Elgin it's $1,260/month — a difference of $177/month.
Which city has higher income, Oklahoma City or Elgin?
Median household income is $66,702 in Oklahoma City and $88,316 in Elgin. Median household income is $21,614/year higher in Elgin.
How do taxes compare between Oklahoma and Illinois?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Oklahoma City or Elgin?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Elgin has a cost index of 90 with rent of $1,260/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Elgin details →

More Comparisons

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