Cost of Living: Oklahoma City, OK vs Fargo, ND (2026)

Oklahoma City

Oklahoma City
74
VS

Fargo

North Dakota
73

Oklahoma City and Fargo have a similar cost of living.

$1,083/mo ↑ 18%
Median Rent
$916/mo ↓ 15%
$66,702/yr ↑ 1%
Median Income
$66,029/yr ↓ 1%
$215,100 ↓ 20%
Home Value
$269,800 ↑ 25%
$1,133/mo ↑ 14%
Owner Costs
$997/mo ↓ 12%
688,693
Population
129,064

Tax Comparison

4.75%
Income Tax
2.5%
4.5%
State Sales Tax
5.0%
0.9%
Property Tax
0.98%

Affordability

19.5%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Fargo, ND, the overall cost of living indices are 74 and 73 respectively (national median = 100). Rent is $167/month cheaper in Fargo, saving renters about $2,004/year.

Median household income is $673/year higher in Oklahoma City. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $269,800 in Fargo.

North Dakota has a lower income tax rate, making Fargo slightly more tax-friendly.

Frequently Asked Questions

Oklahoma City vs Fargo — common questions

Is Oklahoma City or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 74 (US average = 100).
What is the rent difference between Oklahoma City and Fargo?
Median rent in Oklahoma City is $1,083/month and in Fargo it's $916/month — a difference of $167/month.
Which city has higher income, Oklahoma City or Fargo?
Median household income is $66,702 in Oklahoma City and $66,029 in Fargo. Median household income is $673/year higher in Oklahoma City.
How do taxes compare between Oklahoma and North Dakota?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Oklahoma City or Fargo?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Fargo details →

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