Cost of Living: Oklahoma City, OK vs Gainesville, FL (2026)

Oklahoma City

Oklahoma City
74
VS

Gainesville

Florida
81

Oklahoma City is 9% cheaper than Gainesville.

$1,083/mo ↓ 11%
Median Rent
$1,214/mo ↑ 12%
$66,702/yr ↑ 46%
Median Income
$45,611/yr ↓ 32%
$215,100 ↓ 8%
Home Value
$235,000 ↑ 9%
$1,133/mo ↓ 3%
Owner Costs
$1,167/mo ↑ 3%
688,693
Population
143,611

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.0%
0.9%
Property Tax
0.86%

Affordability

19.5%
rent-to-income
Affordability
31.9%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Gainesville, FL, the overall cost of living indices are 74 and 81 respectively (national median = 100). Rent is $131/month cheaper in Oklahoma City, saving renters about $1,572/year.

Median household income is $21,091/year higher in Oklahoma City. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $235,000 in Gainesville.

Florida has no state income tax, giving Gainesville residents a significant tax advantage over Oklahoma City's 4.75% rate.

Frequently Asked Questions

Oklahoma City vs Gainesville — common questions

Is Oklahoma City or Gainesville cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 81 (US average = 100).
What is the rent difference between Oklahoma City and Gainesville?
Median rent in Oklahoma City is $1,083/month and in Gainesville it's $1,214/month — a difference of $131/month.
Which city has higher income, Oklahoma City or Gainesville?
Median household income is $66,702 in Oklahoma City and $45,611 in Gainesville. Median household income is $21,091/year higher in Oklahoma City.
How do taxes compare between Oklahoma and Florida?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Oklahoma City or Gainesville?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Gainesville has a cost index of 81 with rent of $1,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Gainesville details →

More Comparisons

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