Cost of Living: Oklahoma City, OK vs Garland, TX (2026)

Oklahoma City

Oklahoma City
74
VS

Garland

Texas
96

Oklahoma City is 23% cheaper than Garland.

$1,083/mo ↓ 29%
Median Rent
$1,525/mo ↑ 41%
$66,702/yr ↓ 11%
Median Income
$74,717/yr ↑ 12%
$215,100 ↓ 14%
Home Value
$248,900 ↑ 16%
$1,133/mo ↓ 22%
Owner Costs
$1,445/mo ↑ 28%
688,693
Population
245,298

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

19.5%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Garland, TX, the overall cost of living indices are 74 and 96 respectively (national median = 100). Rent is $442/month cheaper in Oklahoma City, saving renters about $5,304/year.

Median household income is $8,015/year higher in Garland. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Oklahoma City's 4.75% rate.

Frequently Asked Questions

Oklahoma City vs Garland — common questions

Is Oklahoma City or Garland cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 96 (US average = 100).
What is the rent difference between Oklahoma City and Garland?
Median rent in Oklahoma City is $1,083/month and in Garland it's $1,525/month — a difference of $442/month.
Which city has higher income, Oklahoma City or Garland?
Median household income is $66,702 in Oklahoma City and $74,717 in Garland. Median household income is $8,015/year higher in Garland.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oklahoma City or Garland?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Garland details →

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