Cost of Living: Oklahoma City, OK vs Modesto, CA (2026)

Oklahoma City

Oklahoma City
74
VS

Modesto

California
120

Oklahoma City is 38% cheaper than Modesto.

$1,083/mo ↓ 33%
Median Rent
$1,609/mo ↑ 49%
$66,702/yr ↓ 14%
Median Income
$77,899/yr ↑ 17%
$215,100 ↓ 48%
Home Value
$415,600 ↑ 93%
$1,133/mo ↓ 30%
Owner Costs
$1,613/mo ↑ 42%
688,693
Population
218,614

Tax Comparison

4.75%
Income Tax
13.3%
4.5%
State Sales Tax
7.25%
0.9%
Property Tax
0.71%

Affordability

19.5%
rent-to-income
Affordability
24.8%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Modesto, CA, the overall cost of living indices are 74 and 120 respectively (national median = 100). Rent is $526/month cheaper in Oklahoma City, saving renters about $6,312/year.

Median household income is $11,197/year higher in Modesto. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $415,600 in Modesto.

Oklahoma City has a lower income tax rate, making Oklahoma City slightly more tax-friendly.

Frequently Asked Questions

Oklahoma City vs Modesto — common questions

Is Oklahoma City or Modesto cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 120 (US average = 100).
What is the rent difference between Oklahoma City and Modesto?
Median rent in Oklahoma City is $1,083/month and in Modesto it's $1,609/month — a difference of $526/month.
Which city has higher income, Oklahoma City or Modesto?
Median household income is $66,702 in Oklahoma City and $77,899 in Modesto. Median household income is $11,197/year higher in Modesto.
How do taxes compare between Oklahoma and California?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oklahoma City or Modesto?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Modesto has a cost index of 120 with rent of $1,609/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Modesto details →

More Comparisons

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