Cost of Living: Oklahoma City, OK vs Surprise, AZ (2026)

Oklahoma City

Oklahoma City
74
VS

Surprise

Arizona
126

Oklahoma City is 41% cheaper than Surprise.

$1,083/mo ↓ 44%
Median Rent
$1,917/mo ↑ 77%
$66,702/yr ↓ 29%
Median Income
$93,371/yr ↑ 40%
$215,100 ↓ 46%
Home Value
$396,000 ↑ 84%
$1,133/mo ↓ 29%
Owner Costs
$1,587/mo ↑ 40%
688,693
Population
149,519

Tax Comparison

4.75%
Income Tax
2.5%
4.5%
State Sales Tax
5.6%
0.9%
Property Tax
0.62%

Affordability

19.5%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Surprise, AZ, the overall cost of living indices are 74 and 126 respectively (national median = 100). Rent is $834/month cheaper in Oklahoma City, saving renters about $10,008/year.

Median household income is $26,669/year higher in Surprise. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $396,000 in Surprise.

Arizona has a lower income tax rate, making Surprise slightly more tax-friendly.

Frequently Asked Questions

Oklahoma City vs Surprise — common questions

Is Oklahoma City or Surprise cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 126 (US average = 100).
What is the rent difference between Oklahoma City and Surprise?
Median rent in Oklahoma City is $1,083/month and in Surprise it's $1,917/month — a difference of $834/month.
Which city has higher income, Oklahoma City or Surprise?
Median household income is $66,702 in Oklahoma City and $93,371 in Surprise. Median household income is $26,669/year higher in Surprise.
How do taxes compare between Oklahoma and Arizona?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Oklahoma City or Surprise?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Surprise has a cost index of 126 with rent of $1,917/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Surprise details →

More Comparisons

Other cost of living comparisons for Oklahoma City and Surprise

Oklahoma City vs. Denver Oklahoma City vs. Nashville Oklahoma City vs. Seattle Oklahoma City vs. El Paso Oklahoma City vs. San Francisco Oklahoma City vs. Washington Surprise vs. Joliet Surprise vs. Naperville Surprise vs. Jackson Surprise vs. Pasadena Surprise vs. Escondido Surprise vs. Mesquite