Cost of Living: Omaha, NE vs Allen, TX (2026)

Omaha

Nebraska
80
VS

Allen

Texas
137

Omaha is 42% cheaper than Allen.

$1,150/mo ↓ 39%
Median Rent
$1,877/mo ↑ 63%
$72,708/yr ↓ 44%
Median Income
$129,130/yr ↑ 78%
$230,100 ↓ 46%
Home Value
$429,900 ↑ 87%
$1,249/mo ↓ 40%
Owner Costs
$2,083/mo ↑ 67%
488,197
Population
107,684

Tax Comparison

6.64%
Income Tax
0%
5.5%
State Sales Tax
6.25%
1.73%
Property Tax
1.6%

Affordability

19.0%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Omaha, NE and Allen, TX, the overall cost of living indices are 80 and 137 respectively (national median = 100). Rent is $727/month cheaper in Omaha, saving renters about $8,724/year.

Median household income is $56,422/year higher in Allen. Home values also differ significantly — the median in Omaha is $230,100 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Nebraska's 6.64% rate.

Frequently Asked Questions

Omaha vs Allen — common questions

Is Omaha or Allen cheaper to live in?
Based on our cost index, Omaha is cheaper to live in with an index of 80 compared to 137 (US average = 100).
What is the rent difference between Omaha and Allen?
Median rent in Omaha is $1,150/month and in Allen it's $1,877/month — a difference of $727/month.
Which city has higher income, Omaha or Allen?
Median household income is $72,708 in Omaha and $129,130 in Allen. Median household income is $56,422/year higher in Allen.
How do taxes compare between Nebraska and Texas?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Omaha or Allen?
It depends on your priorities. Omaha has a cost index of 80 with median rent of $1,150/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Omaha details → View Allen details →

More Comparisons

Other cost of living comparisons for Omaha and Allen

Omaha vs. Atlanta Omaha vs. Colorado Springs Omaha vs. Mesa Omaha vs. Raleigh Omaha vs. Kansas City Omaha vs. Long Beach Allen vs. Tuscaloosa Allen vs. New York Allen vs. Tyler Allen vs. Los Angeles Allen vs. Riverview Allen vs. Chicago