Cost of Living: Omaha, NE vs Chattanooga, TN (2026)

Omaha

Nebraska
80
VS

Chattanooga

Tennessee
81

Omaha and Chattanooga have a similar cost of living.

$1,150/mo ≈ Same
Median Rent
$1,155/mo ≈ Same
$72,708/yr ↑ 19%
Median Income
$61,028/yr ↓ 16%
$230,100 ↓ 11%
Home Value
$259,200 ↑ 13%
$1,249/mo ↑ 12%
Owner Costs
$1,112/mo ↓ 11%
488,197
Population
182,832

Tax Comparison

6.64%
Income Tax
0%
5.5%
State Sales Tax
7.0%
1.73%
Property Tax
0.64%

Affordability

19.0%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Omaha, NE and Chattanooga, TN, the overall cost of living indices are 80 and 81 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $11,680/year higher in Omaha. Home values also differ significantly — the median in Omaha is $230,100 compared to $259,200 in Chattanooga.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over Nebraska's 6.64% rate.

Frequently Asked Questions

Omaha vs Chattanooga — common questions

Is Omaha or Chattanooga cheaper to live in?
Based on our cost index, Omaha is cheaper to live in with an index of 80 compared to 81 (US average = 100).
What is the rent difference between Omaha and Chattanooga?
Median rent in Omaha is $1,150/month and in Chattanooga it's $1,155/month — a difference of $5/month.
Which city has higher income, Omaha or Chattanooga?
Median household income is $72,708 in Omaha and $61,028 in Chattanooga. Median household income is $11,680/year higher in Omaha.
How do taxes compare between Nebraska and Tennessee?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Omaha or Chattanooga?
It depends on your priorities. Omaha has a cost index of 80 with median rent of $1,150/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Omaha details → View Chattanooga details →

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