Cost of Living: Ontario, CA vs Allen, TX (2026)

Ontario

California
152
VS

Allen

Texas
137

Ontario is 11% more expensive than Allen.

$1,916/mo ↑ 2%
Median Rent
$1,877/mo ↓ 2%
$82,806/yr ↓ 36%
Median Income
$129,130/yr ↑ 56%
$568,000 ↑ 32%
Home Value
$429,900 ↓ 24%
$1,967/mo ↓ 6%
Owner Costs
$2,083/mo ↑ 6%
178,347
Population
107,684

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

27.8%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Ontario, CA and Allen, TX, the overall cost of living indices are 152 and 137 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $46,324/year higher in Allen. Home values also differ significantly — the median in Ontario is $568,000 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Ontario vs Allen — common questions

Is Ontario or Allen cheaper to live in?
Based on our cost index, Allen is cheaper to live in with an index of 137 compared to 152 (US average = 100).
What is the rent difference between Ontario and Allen?
Median rent in Ontario is $1,916/month and in Allen it's $1,877/month — a difference of $39/month.
Which city has higher income, Ontario or Allen?
Median household income is $82,806 in Ontario and $129,130 in Allen. Median household income is $46,324/year higher in Allen.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Ontario or Allen?
It depends on your priorities. Ontario has a cost index of 152 with median rent of $1,916/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Ontario details → View Allen details →

More Comparisons

Other cost of living comparisons for Ontario and Allen

Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa Allen vs. Tuscaloosa Allen vs. New York Allen vs. Tyler Allen vs. Los Angeles Allen vs. Riverview Allen vs. Chicago