Cost of Living: Orlando, FL vs Chattanooga, TN (2026)

Orlando

Florida
115
VS

Chattanooga

Tennessee
81

Orlando is 42% more expensive than Chattanooga.

$1,650/mo ↑ 43%
Median Rent
$1,155/mo ↓ 30%
$69,268/yr ↑ 14%
Median Income
$61,028/yr ↓ 12%
$359,000 ↑ 39%
Home Value
$259,200 ↓ 28%
$1,621/mo ↑ 46%
Owner Costs
$1,112/mo ↓ 31%
311,732
Population
182,832

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
7.0%
0.86%
Property Tax
0.64%

Affordability

28.6%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Orlando, FL and Chattanooga, TN, the overall cost of living indices are 115 and 81 respectively (national median = 100). Rent is $495/month cheaper in Chattanooga, saving renters about $5,940/year.

Median household income is $8,240/year higher in Orlando. Home values also differ significantly — the median in Orlando is $359,000 compared to $259,200 in Chattanooga.

Frequently Asked Questions

Orlando vs Chattanooga — common questions

Is Orlando or Chattanooga cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 115 (US average = 100).
What is the rent difference between Orlando and Chattanooga?
Median rent in Orlando is $1,650/month and in Chattanooga it's $1,155/month — a difference of $495/month.
Which city has higher income, Orlando or Chattanooga?
Median household income is $69,268 in Orlando and $61,028 in Chattanooga. Median household income is $8,240/year higher in Orlando.
How do taxes compare between Florida and Tennessee?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Orlando or Chattanooga?
It depends on your priorities. Orlando has a cost index of 115 with median rent of $1,650/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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