Cost of Living: Overland Park, KS vs Elgin, IL (2026)

Overland Park

Kansas
111
VS

Elgin

Illinois
90

Overland Park is 23% more expensive than Elgin.

$1,455/mo ↑ 15%
Median Rent
$1,260/mo ↓ 13%
$103,838/yr ↑ 18%
Median Income
$88,316/yr ↓ 15%
$384,400 ↑ 52%
Home Value
$252,400 ↓ 34%
$1,557/mo ↑ 4%
Owner Costs
$1,502/mo ↓ 4%
197,199
Population
114,106

Tax Comparison

5.7%
Income Tax
4.95%
6.5%
State Sales Tax
6.25%
1.41%
Property Tax
2.07%

Affordability

16.8%
rent-to-income
Affordability
17.1%
rent-to-income

Detailed Comparison

When comparing Overland Park, KS and Elgin, IL, the overall cost of living indices are 111 and 90 respectively (national median = 100). Rent is $195/month cheaper in Elgin, saving renters about $2,340/year.

Median household income is $15,522/year higher in Overland Park. Home values also differ significantly — the median in Overland Park is $384,400 compared to $252,400 in Elgin.

Illinois has a lower income tax rate, making Elgin slightly more tax-friendly.

Frequently Asked Questions

Overland Park vs Elgin — common questions

Is Overland Park or Elgin cheaper to live in?
Based on our cost index, Elgin is cheaper to live in with an index of 90 compared to 111 (US average = 100).
What is the rent difference between Overland Park and Elgin?
Median rent in Overland Park is $1,455/month and in Elgin it's $1,260/month — a difference of $195/month.
Which city has higher income, Overland Park or Elgin?
Median household income is $103,838 in Overland Park and $88,316 in Elgin. Median household income is $15,522/year higher in Overland Park.
How do taxes compare between Kansas and Illinois?
Kansas has 5.7% income tax, 6.5% sales tax, and 1.41% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Overland Park or Elgin?
It depends on your priorities. Overland Park has a cost index of 111 with median rent of $1,455/mo, while Elgin has a cost index of 90 with rent of $1,260/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Overland Park details → View Elgin details →

More Comparisons

Other cost of living comparisons for Overland Park and Elgin

Overland Park vs. Sioux Falls Overland Park vs. Huntington Beach Overland Park vs. Grand Rapids Overland Park vs. Peoria Overland Park vs. Montgomery Overland Park vs. Knoxville Elgin vs. Provo Elgin vs. Odessa Elgin vs. Waterbury Elgin vs. Springfield Elgin vs. Carlsbad Elgin vs. Beaumont