Cost of Living: Oxnard, CA vs Chattanooga, TN (2026)

Oxnard

California
159
VS

Chattanooga

Tennessee
81

Oxnard is 96% more expensive than Chattanooga.

$1,962/mo ↑ 70%
Median Rent
$1,155/mo ↓ 41%
$93,372/yr ↑ 53%
Median Income
$61,028/yr ↓ 35%
$617,800 ↑ 138%
Home Value
$259,200 ↓ 58%
$1,976/mo ↑ 78%
Owner Costs
$1,112/mo ↓ 44%
201,014
Population
182,832

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
7.0%
0.71%
Property Tax
0.64%

Affordability

25.2%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Chattanooga, TN, the overall cost of living indices are 159 and 81 respectively (national median = 100). Rent is $807/month cheaper in Chattanooga, saving renters about $9,684/year.

Median household income is $32,344/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $259,200 in Chattanooga.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oxnard vs Chattanooga — common questions

Is Oxnard or Chattanooga cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Chattanooga?
Median rent in Oxnard is $1,962/month and in Chattanooga it's $1,155/month — a difference of $807/month.
Which city has higher income, Oxnard or Chattanooga?
Median household income is $93,372 in Oxnard and $61,028 in Chattanooga. Median household income is $32,344/year higher in Oxnard.
How do taxes compare between California and Tennessee?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Oxnard or Chattanooga?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Chattanooga details →

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