Cost of Living: Philadelphia, PA vs Oklahoma City, OK (2026)

Philadelphia

Pennsylvania
85
VS

Oklahoma City

Oklahoma City
74

Philadelphia is 15% more expensive than Oklahoma City.

$1,323/mo ↑ 22%
Median Rent
$1,083/mo ↓ 18%
$60,698/yr ↓ 9%
Median Income
$66,702/yr ↑ 10%
$232,400 ↑ 8%
Home Value
$215,100 ↓ 7%
$1,233/mo ↑ 9%
Owner Costs
$1,133/mo ↓ 8%
1,582,432
Population
688,693

Tax Comparison

3.07%
Income Tax
4.75%
6.0%
State Sales Tax
4.5%
1.49%
Property Tax
0.9%

Affordability

26.2%
rent-to-income
Affordability
19.5%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Oklahoma City, OK, the overall cost of living indices are 85 and 74 respectively (national median = 100). Rent is $240/month cheaper in Oklahoma City, saving renters about $2,880/year.

Median household income is $6,004/year higher in Oklahoma City. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $215,100 in Oklahoma City.

Pennsylvania has a lower income tax rate, making Philadelphia slightly more tax-friendly.

Frequently Asked Questions

Philadelphia vs Oklahoma City — common questions

Is Philadelphia or Oklahoma City cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 85 (US average = 100).
What is the rent difference between Philadelphia and Oklahoma City?
Median rent in Philadelphia is $1,323/month and in Oklahoma City it's $1,083/month — a difference of $240/month.
Which city has higher income, Philadelphia or Oklahoma City?
Median household income is $60,698 in Philadelphia and $66,702 in Oklahoma City. Median household income is $6,004/year higher in Oklahoma City.
How do taxes compare between Pennsylvania and Oklahoma?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax.
Should I move to Philadelphia or Oklahoma City?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Oklahoma City has a cost index of 74 with rent of $1,083/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Philadelphia details → View Oklahoma City details →

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