Philadelphia, PA vs Plano, TX: 85 vs 132

$1,323/mo ↓ 26%

Median Rent

$1,792/mo ↑ 35%

$60,698/yr ↓ 44%

Median Income

$108,649/yr ↑ 79%

$232,400 ↓ 47%

Home Value

$440,600 ↑ 90%

$1,233/mo ↓ 33%

Owner Costs

$1,829/mo ↑ 48%

1,582,432

Population

287,339

Detailed Comparison

When comparing Philadelphia, PA and Plano, TX, the overall cost of living indices are 85 and 132 respectively (national median = 100). Rent is $469/month cheaper in Philadelphia, saving renters about $5,628/year.

Median household income is $47,951/year higher in Plano. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $440,600 in Plano.

Texas has no state income tax, giving Plano residents a significant tax advantage over Pennsylvania's 3.07% rate.

Frequently Asked Questions

Philadelphia vs Plano — common questions

Is Philadelphia or Plano cheaper to live in?

Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 132 (US average = 100).

What is the rent difference between Philadelphia and Plano?

Median rent in Philadelphia is $1,323/month and in Plano it's $1,792/month — a difference of $469/month.

Which city has higher income, Philadelphia or Plano?

Median household income is $60,698 in Philadelphia and $108,649 in Plano. Median household income is $47,951/year higher in Plano.

How do taxes compare between Pennsylvania and Texas?

Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.

Should I move to Philadelphia or Plano?

It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Philadelphia, PA vs Plano, TX (2026)

Philadelphia

Plano

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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