Cost of Living: Phoenix, AZ vs Allen, TX (2026)

Phoenix

Arizona
109
VS

Allen

Texas
137

Phoenix is 20% cheaper than Allen.

$1,458/mo ↓ 22%
Median Rent
$1,877/mo ↑ 29%
$77,041/yr ↓ 40%
Median Income
$129,130/yr ↑ 68%
$381,900 ↓ 11%
Home Value
$429,900 ↑ 13%
$1,430/mo ↓ 31%
Owner Costs
$2,083/mo ↑ 46%
1,624,832
Population
107,684

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

22.7%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Allen, TX, the overall cost of living indices are 109 and 137 respectively (national median = 100). Rent is $419/month cheaper in Phoenix, saving renters about $5,028/year.

Median household income is $52,089/year higher in Allen. Home values also differ significantly — the median in Phoenix is $381,900 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Phoenix vs Allen — common questions

Is Phoenix or Allen cheaper to live in?
Based on our cost index, Phoenix is cheaper to live in with an index of 109 compared to 137 (US average = 100).
What is the rent difference between Phoenix and Allen?
Median rent in Phoenix is $1,458/month and in Allen it's $1,877/month — a difference of $419/month.
Which city has higher income, Phoenix or Allen?
Median household income is $77,041 in Phoenix and $129,130 in Allen. Median household income is $52,089/year higher in Allen.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Phoenix or Allen?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Allen details →

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