Cost of Living: Phoenix, AZ vs Oklahoma City, OK (2026)

Phoenix

Arizona
109
VS

Oklahoma City

Oklahoma City
74

Phoenix is 47% more expensive than Oklahoma City.

$1,458/mo ↑ 35%
Median Rent
$1,083/mo ↓ 26%
$77,041/yr ↑ 16%
Median Income
$66,702/yr ↓ 13%
$381,900 ↑ 78%
Home Value
$215,100 ↓ 44%
$1,430/mo ↑ 26%
Owner Costs
$1,133/mo ↓ 21%
1,624,832
Population
688,693

Tax Comparison

2.5%
Income Tax
4.75%
5.6%
State Sales Tax
4.5%
0.62%
Property Tax
0.9%

Affordability

22.7%
rent-to-income
Affordability
19.5%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Oklahoma City, OK, the overall cost of living indices are 109 and 74 respectively (national median = 100). Rent is $375/month cheaper in Oklahoma City, saving renters about $4,500/year.

Median household income is $10,339/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $215,100 in Oklahoma City.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Oklahoma City — common questions

Is Phoenix or Oklahoma City cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 109 (US average = 100).
What is the rent difference between Phoenix and Oklahoma City?
Median rent in Phoenix is $1,458/month and in Oklahoma City it's $1,083/month — a difference of $375/month.
Which city has higher income, Phoenix or Oklahoma City?
Median household income is $77,041 in Phoenix and $66,702 in Oklahoma City. Median household income is $10,339/year higher in Phoenix.
How do taxes compare between Arizona and Oklahoma?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax.
Should I move to Phoenix or Oklahoma City?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Oklahoma City has a cost index of 74 with rent of $1,083/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Oklahoma City details →

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