Cost of Living: Plano, TX vs Cape Coral, FL (2026)

Plano

Texas
132
VS

Cape Coral

Florida
114

Plano is 16% more expensive than Cape Coral.

$1,792/mo ↑ 2%
Median Rent
$1,751/mo ↓ 2%
$108,649/yr ↑ 43%
Median Income
$76,062/yr ↓ 30%
$440,600 ↑ 30%
Home Value
$339,200 ↓ 23%
$1,829/mo ↑ 20%
Owner Costs
$1,523/mo ↓ 17%
287,339
Population
206,387

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

19.8%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Cape Coral, FL, the overall cost of living indices are 132 and 114 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $32,587/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $339,200 in Cape Coral.

Frequently Asked Questions

Plano vs Cape Coral — common questions

Is Plano or Cape Coral cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 132 (US average = 100).
What is the rent difference between Plano and Cape Coral?
Median rent in Plano is $1,792/month and in Cape Coral it's $1,751/month — a difference of $41/month.
Which city has higher income, Plano or Cape Coral?
Median household income is $108,649 in Plano and $76,062 in Cape Coral. Median household income is $32,587/year higher in Plano.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Plano or Cape Coral?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Cape Coral details →

More Comparisons

Other cost of living comparisons for Plano and Cape Coral

Plano vs. Durham Plano vs. Chandler Plano vs. Anchorage Plano vs. Buffalo Plano vs. Jersey City Plano vs. Madison Cape Coral vs. Yonkers Cape Coral vs. Worcester Cape Coral vs. Fayetteville Cape Coral vs. Columbus Cape Coral vs. Rochester Cape Coral vs. Salt Lake City