Cost of Living: Plano, TX vs Chesapeake, VA (2026)

Plano

Texas
132
VS

Chesapeake

Virginia
112

Plano is 18% more expensive than Chesapeake.

$1,792/mo ↑ 18%
Median Rent
$1,523/mo ↓ 15%
$108,649/yr ↑ 15%
Median Income
$94,189/yr ↓ 13%
$440,600 ↑ 23%
Home Value
$359,100 ↓ 18%
$1,829/mo ↑ 9%
Owner Costs
$1,680/mo ↓ 8%
287,339
Population
251,153

Tax Comparison

0%
Income Tax
5.75%
6.25%
State Sales Tax
5.3%
1.6%
Property Tax
0.8%

Affordability

19.8%
rent-to-income
Affordability
19.4%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Chesapeake, VA, the overall cost of living indices are 132 and 112 respectively (national median = 100). Rent is $269/month cheaper in Chesapeake, saving renters about $3,228/year.

Median household income is $14,460/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $359,100 in Chesapeake.

Texas has no state income tax, giving Plano residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Plano vs Chesapeake — common questions

Is Plano or Chesapeake cheaper to live in?
Based on our cost index, Chesapeake is cheaper to live in with an index of 112 compared to 132 (US average = 100).
What is the rent difference between Plano and Chesapeake?
Median rent in Plano is $1,792/month and in Chesapeake it's $1,523/month — a difference of $269/month.
Which city has higher income, Plano or Chesapeake?
Median household income is $108,649 in Plano and $94,189 in Chesapeake. Median household income is $14,460/year higher in Plano.
How do taxes compare between Texas and Virginia?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Plano or Chesapeake?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Chesapeake has a cost index of 112 with rent of $1,523/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Chesapeake details →

More Comparisons

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